Strategic Tax Planning

At the center of it all

It doesn’t make sense to grow your portfolio only to give all your gains away to Uncle Sam. That’s why taxes are at the center of all our planning and wealth management services at Pathview & Associates.

Proper tax planning requires staying on top of current tax laws and integrating long-term strategies that will reduce your future tax liability. With in-house CPAs on the team, we have the unique ability to offer a variety of tax services, including in-depth tax planning.

In addition to tax-efficient investing, our team recommends when to execute a Roth conversion, helps those who are charitably inclined maximize charitable donations, works with our clients’ estate attorneys for tax mitigating estate planning, and more. You get the benefits of avoiding unnecessary taxes through year-end strategies and long-range tax planning.


Advanced year-end tax planning allows time to develop and implement strategies for lowering your future tax liability.


We’re on top of current tax laws and work year-round to identify opportunities to maximize your tax savings.


Alleviate the burden of tax by allowing experts to manage your investments tax-efficiently.

Strategic Tax Planning Opps

Roth Conversions
The money you hold in an IRA is subject to full ordinary tax when you take draws, which are required beginning at age 73 in the form of required minimum distributions (RMDs). Compare this with a Roth IRA, where there is never any future tax on these funds. And, Roth IRAs are not subject to RMDs. Converting IRA assets to Roth IRAs affords you the rare opportunity to pay taxes once at a discount, then never need to pay taxes on these assets again.
Retirement Plan Options
A tax-smart savings strategy that fully utilizes employer and self-employed plan options takes into consideration current and estimated future tax brackets in order to help you meet your retirement goals and avoid IRS penalties and unnecessary taxes along the way.
Structured Tax Payments
Small business owners, freelancers, and independent contractors who do not have the option to withhold taxes from their paychecks throughout the year are required to make what are known as quarterly estimated tax payments. Structuring these payments appropriately can be tricky, as it requires you to estimate the amount of taxes you will owe to the government and pay that amount. Working with a team of CPAs to calculate these payments helps you to avoid costly mistakes when it comes time to file your tax return.
Tax Law Changes
New tax law changes are constantly being put into place that could impact your unique situation. Taking advantage of tax law changes as they occur can maximize your tax savings and reduce your future tax liabilities.

Tax Related Articles:

Are Your Investments Optimized For Capital Gains Tax?
Are Your Investments Optimized For Capital Gains Tax?

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Does Your Wealth Management Firm Optimize For Taxes?
Does Your Wealth Management Firm Optimize For Taxes?

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Year-End Tax Planning: Roth Conversions
Year-End Tax Planning: Roth Conversions

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Year-End Planning: Financial Organizing
Year-End Planning: Financial Organizing

Here at Pathview & Associates, we talk a lot about the importance of year-end planning for taxes. Evaluating your tax situation prior to the end of the year for any tax-smart moves you can make goes a long way in reducing your future tax liability. Year-end...

Year-End Tax Planning: Tax Benefits for Donor Advised Funds
Year-End Tax Planning: Tax Benefits for Donor Advised Funds

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Let's Lower Your Tax Liability!

Schedule your free introductory meeting to discuss what tax planning strategies you can use to lower your future tax liability.


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1455 Frazee Road, Suite 700
San Diego, CA 92108


P: (619) 295-0200
F: (619) 295-0210