Is Now The Time to Refinance Your Mortgage? Truth be told, right now may or may not be the time for you to refinance your mortgage. If you’re a homeowner in with a mortgage interest rate in the 7% range or higher, you’ve probably heard the buzz phrase: Refinance Your Mortgage. Your friends are talking
Tag: Debt Management
How to Avoid Holiday Debt: 8 Smart Spending Tips
Winter vacations are right around the corner, and it’s that time of the year again when people gear up for celebrations, travel, parties, and gifts. It’s also that time of year when people tend to spend more than they should on gifting and leisure activities. While there’s nothing wrong with a little extravagance over the
How To Leverage Debt To Build Wealth
Did you know that around 66% of Americans can’t pass a financial literacy test? In fact, a FINRA study revealed that millennials especially (76% !) struggle with financial literacy. A lack of financial awareness can lead to engaging in problematic financial behaviors such as taking on too much debt. However, it’s important to know that